Documents
When applying for the Barclaycard Avios credit card in England, you’ll typically need to provide the following documents and information to complete the application process:
1.Proof of Identity:
- A valid form of identification such as a passport, driver's license, or national ID card to verify your identity.
2. Proof of Address:
- Recent utility bills, bank statements, or a council tax bill can serve as proof of your current address. These documents should ideally be dated within the last three months.
3. Employment and Income Details:
- Information about your employment status, employer, job title, and annual income. This helps in assessing your financial stability and ability to repay the credit.
4. Bank Account Details:
- Information about your current bank account, including the sort code and account number, may be required for setting up direct debits.
5. Credit History:
- Barclaycard will conduct a credit check to evaluate your credit history. While you don't need to submit any documents for this, a good credit score is crucial for approval.
6. Contact Information:
- Your phone number and email address for communication regarding your application.
Rates, fees, and commission
There are several excellent reasons to apply for this great credit card:
- Representative 29.9% APR (variable).
- Purchase rate 29.9% p.a. p.a. (variable).
- Based on a £1,200 credit limit.
- Monthly fee £0.
How to apply
Applying for the Barclaycard Avios credit card in England involves a straightforward process designed to be both efficient and user-friendly. Here’s a step-by-step guide to help you through the application:
Step 1: Eligibility Check
- Before anything else, it’s wise to use any online eligibility checker Barclaycard offers. This tool estimates your chances of approval without affecting your credit score, ensuring you meet the basic criteria such as age, income, and residency requirements.
Step 2: Gather Necessary Documents
- Prepare all required documents, including proof of identity (e.g., passport, driver's license), proof of address (e.g., utility bill, bank statement), employment details, and current financial information.
Step 3: Visit the Barclaycard Website
- Navigate to the official Barclaycard website. Look for the credit cards section and select the Avios credit card. Review the card's benefits, fees, and terms and conditions to ensure it aligns with your needs.
Step 4: Complete the Application Form
- Click on the application button to start your application. Fill in the online form with your personal, financial, and employment information accurately. You’ll likely need to provide details such as your name, address, annual income, and employment status.
Step 5: Submit Your Application
- Review your application for accuracy and completeness. Submit the application once you're satisfied. Barclaycard will typically perform a credit check at this stage to assess your creditworthiness.
Step 6: Await Decision
- After submitting your application, you'll usually receive an instant decision. However, in some cases, Barclaycard may need more time to review your application or request additional information.
Step 7: Receive and Activate Your Card
- If approved, Barclaycard will send your Avios credit card through the mail to the address you provided. Once you receive your card, follow the activation instructions included in the package. Activation can often be completed online or over the phone.
Step 8: Register for Online Banking (Optional)
- Consider registering for Barclaycard online banking to manage your account easily. This platform allows you to check your balance, view statements, and make payments conveniently.
Step 9: Start Earning Avios
- With your card activated and ready to go, start making eligible purchases to earn Avios. Be mindful of any introductory offers, such as bonus Avios for spending a certain amount within the first few months, to maximize your rewards.
You will be redirected to the official website of the bank.
